• ThinkstockPhotos-200284396-001
  • ThinkstockPhotos-537850055
  • ThinkstockPhotos-134977178
  • ThinkstockPhotos-529977724
  • ThinkstockPhotos-511798882
  • ThinkstockPhotos-200491173-001
  • ThinkstockPhotos-163642640
  • ThinkstockPhotos-84513662
  • ThinkstockPhotos-509541844
  • ThinkstockPhotos-505015490

Mortgage

Industrial Bank (NMLS # 488640) has been helping home owners realize their dreams of home-ownership for over 80 years. As a local DC community bank we are committed to creating and maintaining strong communities. Our experienced mortgage loan officers and staff are available to consult with you to help you determine the mortgage solution that best fits your needs both responsibly and afford-ably.

Financial Tips

Does your employer offer a 401k plan? A little bit every pay check can make a huge difference when you get ready to retire.

We've Got Something for You

Fixed Rates

Stay protected from increases in monthly mortgage payments if interest rates rise.

Adjustable Rates

Use the benefits of a lower initial interest rate on your home.

Refinance

Refinance to get a lower rate on your mortgage. Lower rate means you'll pay less for your home overall.

First-Time Home Buyer Programs

Industrial Bank offers an array of first-time home buyer programs that will help cover your down payment and closing costs.

Reverse Mortgage

If you are a senior (62 years or older), there are 5 reasons why you should consider a Reverse Mortgage:

My Servicer Account

Get account information regarding your loan, make payments online and more...

Ready to apply for your new home?

Industrial Bankers are here to help. Click here to begin the process today.

Have questions regarding our Mortgage Products?

When you are ready to start the process of purchasing or refinancing your home, one of our friendly mortgage loan originators would be happy to assist you!

Bank When You Want, Where You Want

Download our Mobile App and experience the convenience.

I never knew helping my customers could be so easy! Industrial offers mortgage products and friendly service to help first-time home buyers, with no down payment!

J. Smith
Realtor

Industrial helped me make my small business more successful. I received an SBA-expedited loan and merchant services, and I get fantastic service.

M. Luiz
Small Business Owner

Banking with Industrial has been easy. My banker at the Oxon Hill banking center helped me establish a Student Checking account and Goal Savings, so now I can bank on the go.

C. Johnson
College Student

Our commitment has only grown stronger though the years, and we stand poised to bring our unwavering commitment of delivering convenient, personalized, high-quality products to the communities we serve.

B. Doyle Mitchell, Jr.
President/CEO of Industrial Bank

The grant that we were able to receive today from Industrial will truly help fuel the next step of growth for our company. This type of commitment to small businesses is what makes Industrial a valued partner for us and other growing companies.

R. Chambers
CEO of Advance Employee Intelligence

The DC Chamber is proud to support and to provide value funding to DC area companies fueled by great ideas and sound business leadership. The winners of this grant program represent some of the best and brightest of the region’s leading small businesses.

H. Wingo

We are moving our resources to a Black bank @BankIndustrial in DC that is investing & helping our community. @revtonylee #ReachWithUs - ABFE @ABFE


Another awesome experience at @BankIndustrial. I discussed the need for an internship for students with them. Gotta look out for the youth.

M. Hughes

As a millennial I'm proud to be a part of @BankIndustrial. -@savantmusa


With my new job, I will be depositing my coins into a Black Owned bank (@BankIndustrial). Goodbye, Bank of America.

D. Gambrell @DcsMediaDiva

So neat to just learn that this bank still exists and to know that it has existed for 80 years. I know that it was right down the street from me when I was a child and I am 61 years old now. :-)

Gaye Bri Moore

They are very straightforward without the gimmicks and hidden fees. The Business/Non-profit account fees they do have are the lowest, especially in the DC Metro area. I love this bank and can't believe I had not tried them sooner.

Tariq

Industrial has made a big difference in the African American community. So many people depend on it. I’m so proud of them and all they do.

V. Ali
Co-owner of the popular DC eatery Ben’s Chili Bowl

Thank you to Industrial Bank for helping the black church throughout your entire 80 years. Thank you for how you empower the community.

Rev. Dr. G. Browning
Pastor of Ebenezer AME Church

Mortgage

Ready to apply for your new home?

We are here to assist you in the process of owning your home.

Mortgage

My Servicer Account

Get information regarding your IB mortgage, make payments online and more.

Business

SBA Preferred Lender

As a Preferred Lender we can expedite your SBA loan.

Deluxe

Need to Reorder Checks?

Click here to reorder checks.

ATM Finder

Allpoint Surcharge-Free ATM Finder

Bank surcharge-free at more than 55,000 locations.

Current Rates

Check out Industrial Rates

Click here to see Industrial's competitive rates for this month

New Product

Maryland SmartBuy

Now you can pay off your student loan debt and buy a home at the same time!

Information

Frequently Called Numbers

Essential information for Industrial Bank account holders.

Join Our Mailing List!

Industrial Bank does not share your contact information with any third-party vendors.