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Online Bill Pay

Pay your bills, quickly and easily, with just a click of your mouse.

SMART Pay will transform your bill-paying routine. No more stamps to buy, checks to write, or envelopes to mail. Now, all of that and more, can be done online, including:

  • Pay your bills quickly and easily.
  • Schedule automatic or recurring payments.
  • Set payments to be made at a future date.
  • Receive your bills electronically with "E-bills"

See how simple it really is

View our Online SMART Pay Demo to see just how easy it is to stay close to your money with Online Banking through

What works best for you?

We offer Online SMART Pay through and you may also download information to financial management software. Either method of access is available to make life easier for you, so whatever fits your needs, is ok with us. Use the table below to compare the methods of access.


Via the Internet at

Additional Features and Benefits

  • Receive and pay E-Bills. You can receive your bills electronically, review them online (or print them), and then schedule a payment, now or in the future, all in one online session.
  • Export information from Online Banking to your personal financial management software, such as the latest Quicken or Microsoft Money.
  • Enroll to begin as soon as possible.


FREE for Industrial Bank Personal account holders.