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PERSONAL LOANS

We all have different needs—consolidating debt, sending a child to college, and improving your home. That's why Industrial Bank provides loans for every part of your life. Industrial Bank provides a full range of personal loans with flexible terms and competitive rates.

You’ll receive fast, convenient, and friendly service from knowledgeable professionals.

Put your home to work for you with a Home Equity loan or line of credit. Use the equity in your home to consolidate high interest debt, make home improvements, finance a college education or cover any unexpected expenses.

For more information on any of the following services, please contact our Consumer Loan Department today.


Home Equity Loans

The Smart Way to Borrow
Using the equity in your home is the smart way to borrow. A home equity loan or a home equity line of credit can be used to finance renovations, save money through debt consolidation, take a dream vacation or anything else. We will help you determine which is best for you.

Home equity loan options are great financial tools that offer:

  • Simple application process
  • Expedited approval process
  • Low closing costs
  • Quick access to cash
  • 20-year term availability
  • Tax deductibility‡

Auto Loans

We know that owning a car is a necessity in today’s society. That’s why we have financing to meet your specific needs.

Auto Loan Calculator
Find out what kind of car you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Personal Installment Loans

Looking for a small, personal, secured or unsecured loan for furniture, debt consolidation, or other needs? Industrial Bank can help with installment loans that are ideal for smaller borrowing needs.

Overdraft Line of Credit

No matter how careful you are with your finances, sometimes things just happen. Protect yourself from the inconvenience of an overdrawn account and insufficient funds fees by linking your checking account to the Industricheck line of credit.

Credit Card

We offer both VISA and MasterCard credit cards with features and services to meet anyone's financial needs. Each credit card has a low introductory rate and no annual fee and toll free account access. For more information contact our Consumer Loan Dept. at 301-839-4600.

Find out how to get 1/2% off your personal loans?

Save 1/2 % off your personal loan rate. It's simple. Just get an installment loan with Industrial Bank and have your regular payment automatically deducted from your Industrial checking account.
  • No coupon books, no stamps, no envelopes - no hassle.
  • We do all the work and you enjoy all the savings!
  • This rate discount applies to home equity loans, too! That could mean savings of hundreds of dollars to you over the life of your loan

Purchasing a New Home? Refinancing?

Click here for more information