We know that you can get a checking account anywhere. At Industrial Bank, you’ve got a choice of accounts that can help you meet a variety of your financial needs. Each checking account customer receives other valuable benefits, including:

• FDIC coverage up to $250,000 per depositor (extended to December 31, 2013) — up to $250,000 per owner of a self-directed retirement account
• Unlimited FREE transactions at Industrial Bank ATM locations
• Access to STAR cash machines nationwide and abroad
• Unlimited check writing
• Automated bill payment and direct deposit services
• Imaged checks included with your easy to read monthly statement

We’ll help you choose which account is right for you!

Consumer Prestige Banking

• One (1) free checking with unlimited check writing, ATM withdrawals and check card purchases (fees may apply at non-Industrial Bank ATMs)
• One (1) free savings* account
• Free Online Banking with Bill Pay
• Credit card (subject to credit approval)
• Free Prestige designer checks
• Free Cashier’s checks, money orders and travelers checks
• One (1) free Standard size (3x5) safe deposit box (subject to availability)

Requirements (can qualify in one of the following ways)

•  Mortgage, Home Equity Loan or Line of Credit
•  Combined deposit balances of $25,000 or more

If any of the above criteria is not met, monthly service charge of $20.00 may be assessed. Customer may still receive all of the free services above

Golden Age Checking

• Includes all the benefits of regular checking account
• For customers 62 years and older
• No monthly maintenance charges
• FREE standard checks and discounts on custom check orders

Eagle Account- Low Activity Account

• Low opening deposit and monthly service fee
• First 50 printed checks are FREE.
• First 12 paid checks per statement are FREE

Personal Checking

• No monthly service charge when you maintain a low minimum balance
• No per-check service charge

Lifeline Checking (Automated Checking)

• Low opening balance and monthly service fee
• Low minimum balance
• Provides all the features of personal checking, if you bank exclusively by phone, ATM or debit card (and online banking when available).

Interest Checking

• No monthly service charge when you maintain a low minimum balance
• Provides all the features of personal checking, plus the ability to earn competitive interest.

Reorder Checks Online

We're pleased to offer online check reordering from our check printer, Deluxe.

Industrial Bank and Deluxe have taken all precautions to ensure that your check reorder is safe and secure. Best of all, you can place your check reorder anytime day or night, making it one less thing to worry about.

Reordering checks has never been easier! Here's what you do:

1. Locate your account and routing/transit numbers at the bottom of your checks or deposit slips.
2. Either click the "Check Reorder" link and follow the instructions, or order through Deluxe.com.
3. Place an exact reorder of your current checks or if you choose, select a new check design and even purchase checkbook covers and labels.
4. Choose the number of check boxes you need and your preferred shipping option.
5. The order charge is automatically debited from your account.

Industrial Bank checks reordered online must:

• Have the exact name and address as your last check order.
• Be delivered to the same mailing address as your last check order.
• The check number will continue from the last order on file with Deluxe.